Terms & Conditions


All websites have terms and conditions of use, and websites containing information relating to financial planning, advice and investments are certainly no exception. The terms and conditions of most finance related websites make for pretty turgid reading – causing the eyes of even the most avid readers to glaze over – a perfect cure for an insomniac, but not always the best way to inform someone of the risks involved in deciding how to invest their well earned money.

We feel that our visitors really need to understand the risks involved when they are reading information on the internet, and especially so when they are planning for their financial future – and to understand these risks in plain English. Which is why we’ve tried to make these terms a little bit more straightforward to read, and to understand.

“Our Views”


Any views or opinions contained in this website are exactly that – just views and opinions. There are clearly not intended to be construed as any form of investment advice or an offer for sale of securities, or a solicitation to invest.

Whilst we do offer a fully regulated, financial advisory service (except for residents of the UK, US and Hong Kong), in order to provide suitable advice, we need to understand your specific , individual financial circumstances. For example, whilst our opinion on a particular asset class, or individual fund may be a favourable one in general, the suitability or otherwise will of course depend on an individual’s specific circumstances.

Similarly, in our “Popular Funds” section, we highlight a number of funds which several clients have chosen for their portfolios, and which have performed to their expectation. However, these funds will not fit the risk profile of all investors, and may not be a suitable recommendation in your individual circumstances.

This website does not offer advice


Offshore Bond Investor.com is purely an information website. The content contained herein should therefore only be used for the purposes of research and information only. Nothing on this website is intended to be nor should be construed as advice of any kind, including but not limited to, tax planning, pension planning or investment advice or an offer or solicitation to invest in a particular product or investment.

We believe that the information is correct as at March 2012, but no representation or warranty of accuracy or completeness is given. Whilst we have taken all reasonable care in producing this website, we accept no responsibility and make no representation or warranty that access to the information provided will be accurate or error-free.

Any tax and legislation information contained in this website is based on our understanding as of March 2012. Offshore Bond Investor does not offer tax advice, and takes no responsible for any tax liability on your investments. Each investor is responsible for the disclosure to relevant tax authorities of any offshore investment and investors are always advised to seek professional tax advice.

This website is not directed to any person in any jurisdiction where, by reason of that person’s nationality, residence or otherwise, the publication or availability of this website is prohibited. Persons in respect of whom such prohibitions apply must not access this website. In particular, this website is not to be used by residents of the UK, US or Hong Kong, and for the avoidance of any doubt, we do not offer advice to residents of these countries.

Commission Rebates and Increased Allocation


The value and amount of the reduced initial charge, enhanced allocation or commission rebate to be paid by Offshore Bond Investor will be agreed with the client once the client has chosen which funds to select, and/ or which portfolio bond to set up. In some cases, it will not possible to offer an enhanced allocation, in which case the equivalent amount will be paid in the form of a cash rebate.

Any cash rebates will be paid into the investor’s bank account by wire transfer, in the same currency as the initial investment, usually within four weeks of the fund manager’s or portfolio bond provider’s receipt of the funds, provided that the investor has submitted all of the necessary supporting documentation as required by the fund manager, bond provider and Offshore Bond Investor. In some cases there may be delays, and we reserve the right to transfer any cash rebates until 8 weeks after receipt of said funds.

And finally…


These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.


If you have any questions about our Terms and Conditions, or have any other questions about how we operate, please do not hesitate to contact us.

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